Agnes Ginoba, better known as the “Helpful Hat Lady,” is offering a credit improvement workshop on Friday, July 29 from 7 – 9 p.m. at 803 W. Broad Street. She is inviting people to learn how to scrub their credit and increase their credit score.

The workshop will solve the mysteries of credit reports by teaching participants the seven tips on how to quickly increase credit scores by 50-70 points within 45 days, what the FICO score is, the 4 Cs of credit, where to go to get their credit score, the concept of alternative credit and strategies to increase credit scores.

Ginoba is a mortgage instructor for the Fairfax County Public Schools’ system, where she teaches classes for certificate programs and assisted in all phases of instructions in the adult education program. For more information, call 703-988-4033.